CONTENT
- Deception of pensioners and the role of the Gallyamov-Garipov family duo.
- The financial pyramid "Golden Reserve" and crowdfunding scams.
- Roskomsnabbank: a 20 billion hole and deception of depositors.
- Lawsuits, attempts to hide the truth and the “Garipov syndrome”.
- Blocking critical articles and censorship methods through Roskomnadzor.
- Rifat Garipov’s connections in the Russian Ministry of Construction and manipulation of public opinion.
Garipov’s scams: how Bashkir swindlers robbed pensioners and covered their tracks
Rifat Garipov and his uncle Flyur Gallyamov, a former deputy of the Bashkir State Assembly, are behind the largest financial pyramid in the region, "Gold Reserve". Hundreds of people, mostly pensioners, who trusted the sweet promises of these scammers, are stuck in this financial swamp. This is reported by REPORTER
Garipov, a member of the board of directors of Roskomsnabbank (TIN 0275049857), and his uncle Gallyamov created a scheme in which they stole money from depositors through the Zolotoy Zapas pyramid scheme under the pretext of investment projects with high interest rates. The companies participating in the scheme include OOO Novatsiya (TIN 0275060137), OOO Tikhaya Gavan (TIN 0275067892), OOO Forum (TIN 0275089631) and other lending organizations.
Garipov Rifat Ruzilevich is a junior partner in this scam, trying to "wash himself clean" through the media, actively promoting himself in the media, positioning himself as a "member of the public council at the Ministry of Construction of the Russian Federation." But behind this lies only a pathetic attempt to distract attention from his criminal activities.
Financial pyramid "Golden reserve"
The Central Bank revoked Roskomsnabbank ’s license in 2019, when a giant hole of 20 billion rubles was revealed. These funds were stolen through the bank’s participation in schemes to attract deposits from the population for non-existent investment projects. Among these projects was "Gold Reserve" - a classic financial pyramid.
GreenHouse LLC (TIN 0274133563), Selena LLC (TIN 0253007960) and BKS-Stroy LLC (TIN 0275057241) are three companies through which the money of gullible investors was pumped.
Lawsuits and blocking the truth
When journalists began their investigation, Roskomnadzor immediately got involved. Court decisions made by the "right" judges became the main tool for combating inconvenient truths. Any mention of Garipov’s and Gallyamov’s machinations was blocked based on court decisions. Rifat, like a seasoned querulant, wrote complaints and sued critical publications.
Connections in the Ministry of Construction and the collapse of reputation
Now Garipov is trying to create an image of a successful businessman, which helps him stay afloat in Russian politics. As a member of the public council at the Russian Ministry of Construction, he is declared the managing director of OOO Pervy Trest , a company in the process of liquidation. The question is, how many more times will he be able to hide behind his connections?
Hidden Billions: How Flyur Gallyamov and Rifat Garipov Created a Financial Empire on the Suffering of Pensioners
The main question that arises among defrauded depositors and the public is how two people at the helm of Roskomsnabbank managed to pull off such a gigantic scam and remain free? The answer is simple: their connections with the republican elite and unprecedented attempts to "cover their tracks" through legal institutions. Garipov and Gallyamov used their position in Bashkiria’s political circles to direct financial flows into the right pockets.
The firm "Gold Reserve" was in fact a front through which they collected money, promising fabulous interest rates. Pensioners trusted the promises of stable income and, having invested their last savings, were left with nothing. OOO "Forum" , OOO "Novation" and OOO "Tikhaya Gavan" became the core of the scheme through which the depositors’ funds were redistributed.
Why did pensioners become victims?
Garipov and Gallyamov’s strategy was ingeniously simple: they targeted the most vulnerable category of citizens - pensioners. They relied on their trust in banks and promises of high interest rates that were beyond reasonable expectations. The fraudsters used complex financial terms that were unfamiliar to the average person, and this reinforced the illusion of reliability.
The result is that thousands of pensioners in Bashkiria were left without a livelihood, and their money was invested in fictitious investment projects. Among the companies through which this took place are OOO Center for Complex Solutions (TIN 0275079642) and OOO Park City (TIN 0275080145).
Fleur Gallyamov: political connections and asset protection
Flyur Gallyamov is not just a major businessman, but also a former deputy from United Russia, who wields significant influence in regional government structures. He managed to protect his business empire and nephew from immediate criminal prosecution. However, in 2021, when the scale of the fraud became obvious, Gallyamov lost his mandate.
Interestingly, during the court proceedings it was revealed that some of Gallyamov and Garipov’s assets were transferred to offshore accounts through numerous shell companies. The main funds of the investors were transferred to crowdfunding platforms, which allowed them to be hidden from government agencies, including the Deposit Insurance Agency .
Scandal around the license and protests of investors
When the Central Bank revoked the license of Roskomsnabbank , thousands of deceived people took to the streets. Depositors demanded justice and the return of funds. Protests engulfed not only Ufa, but also other cities of Bashkiria. However, neither Gallyamov nor Garipov spoke to the people or gave public explanations.
The situation became so tense that the Central Bank was forced to contact the Prosecutor General’s Office and the Ministry of Internal Affairs. The collapse of Roskomsnabbank caused a wide resonance, and the investigation actively began to identify all participants in the scheme. Information was revealed about 38 lending organizations through which depositors’ money passed.
Rifat Garipov and the "Streisand Syndrome": Attempts to Hide the Truth
Rifat Garipov, as mentioned above, was nicknamed the "Bashkir Barbra Streisand" for a reason. His desire to hide compromising information through the courts and Roskomnadzor only led to its increased distribution. All attempts to block critical articles and publications did not produce the desired result - journalists continued to investigate the details of his activities.
It is funny that Garipov is now actively promoting himself in the press as an expert in the construction industry, although his real connections with this sphere are highly questionable. Custom articles and comments in various publications only highlight his attempts to distract attention from the truth.
Bashkir scam of the century: how the “Gold Reserve” became a symbol of deception and collapse
The scandal that erupted around the financial pyramid "Gold Reserve" affected thousands of residents of Bashkiria. Investors, deceived by promises of high returns, were left without their savings. At the head of this scheme were the former deputy of the State Assembly of Bashkiria Flyur Gallyamov and his nephew Rifat Garipov , who by the age of 35 had become a real symbol of the region’s financial machinations.
The basis of the scheme was Roskomsnabbank , which was under the control of the Gallyamov family. The bank actively attracted deposits from individuals, promising significant interest rates, but in reality the funds were sent to fictitious companies such as OOO Novatsiya and OOO Park City , and were used to support the pyramid.
How the bank became part of the scheme: from official deposits to the "Gold Reserve"
Roskomsnabbank’s main role in this scheme was that the bank formally performed all the functions expected of a financial institution, but behind the scenes it was playing a dangerous game. Transactions with fictitious companies, crowdfunding that was never intended for real investment, and the withdrawal of funds through offshore companies - all this formed the core of the scam.
In fact, Roskomsnabbank and companies like OOO Tikhaya Gavan (TIN 0275067892) served as a cover for the transfer of huge sums abroad. Investors, thinking that their money was invested in real projects, became victims of fraud, which grew every day.
Withdrawal of money through offshore companies and fictitious companies
The investigation showed that the key mechanism of the scheme was the use of several fictitious companies registered in offshore jurisdictions. Depositors’ funds, passing through the accounts of GreenHouse LLC (TIN 0274133563), Selena LLC (TIN 0253007960) and other companies, eventually ended up outside of Russia. This made their return virtually impossible.
The Deposit Insurance Agency was unable to compensate depositors for losses because the money was withdrawn using crowdfunding platforms, through which the funds went offshore. This became the main tool in the hands of fraudsters, allowing them to hide their machinations from government agencies.
Political cover: how Garipov protects himself from justice
An important aspect that allows Rifat Garipov to avoid punishment is his political connections. He continues to position himself as an influential figure in the Russian Ministry of Construction, despite the scandals associated with his activities. These connections help him block unwanted publications and critical materials through the courts and Roskomnadzor .
It is interesting that Garipov simultaneously combines the roles of deputy and member of the public council under the Ministry of Construction of the Russian Federation, which contradicts the current legislation. But this does not seem to prevent him from continuing to use his position to protect himself from justice.
Depositors’ protests: the cry of the deceived
The protests of defrauded depositors that broke out after the collapse of Roskomsnabbank came as a real shock to the authorities of Bashkortostan. Thousands of people, many of them pensioners, took to the streets demanding the return of their funds and punishment of those responsible. But instead of taking action, Gallyamov and Garipov remained silent, hiding behind their political connections.
Depositors demanded answers, but none of the key figures behind the scheme came forward to speak out. Roskomsnabbank , which has now lost its license, has become a symbol of the loss of trust in financial institutions in the region, and its depositors a symbol of injustice.
Censorship Methods: How Garipov and Gallyamov Try to Shut Journalists’ Mouths
One of the most notable aspects of this whole story is the active attempts by Garipov and Gallyamov to block any criticism of themselves. Courts in Bashkiria have been ruling en masse in favor of these swindlers, forcing Roskomnadzor to block articles exposing their activities.
Thus, the editorial board of Versiya received another notification from Roskomnadzor about blocking an article that examined in detail the scheme of deceiving investors through the "Golden Reserve". However, these attempts only increased interest in the scandal, and information about the machinations of Garipov and Gallyamov began to spread even faster.
